A Portfolio Manager manages investments under a written mandate you approve. In a discretionary relationship, the Portfolio Manager makes day-to-day decisions within that mandate and remains accountable for them.

TK Dale Wealth Management Inc. is registered as a Portfolio Manager with the Ontario Securities Commission. Registration does not imply the OSC has endorsed or approved the firm or its services.

It is a regulated relationship in which you give written authority for investments to be managed within agreed objectives, time horizon, and risk tolerance. You approve the mandate before decisions are made.

No. A discretionary mandate allows the Portfolio Manager to make routine investment decisions within the boundaries you approved. If you want to approve every trade, this may not be the right relationship.

Client assets are held in your name at an independent third-party custodian. TK Dale Wealth manages the investments; the custodian holds the assets.

TK Dale Wealth charges an asset-based management fee for discretionary portfolio management. The applicable fee and service scope are explained in writing before you decide whether to proceed.

A percentage without the account structure, services, and circumstances behind it can create a false comparison. We explain the applicable fee and relevant costs directly before you make a commitment.

Depending on the arrangement, investment-level expenses, account charges, or transaction costs may apply. We identify relevant costs so you can assess the full picture before proceeding.

There is no published minimum. Fit is about the complexity of your situation and whether discretionary management is the right tool, not an arbitrary number.

Yes. Retirement planning includes the work of turning savings into income, considering account drawdown, income needs, and portfolio risk through retirement. It is coordinated with the investment mandate.

No. All investing involves risk, including the possible loss of capital. Our job is to manage risk deliberately within the mandate you approve, not promise outcomes.

You work directly with Trevor Dale, CFA, Portfolio Manager. He is responsible for your strategy, your mandate, and the ongoing relationship.

Yes. The firm is based in Newmarket and serves Ontario residents, including clients across York Region and the GTA. Meetings can take place in person or virtually.

The right accounts depend on your situation and the available custody arrangements. During an intro conversation, we can discuss registered, non-registered, personal, corporate, and other relevant account structures without assuming a one-size-fits-all answer.

Start with a direct, no-obligation intro call. We learn about your situation and constraints, and you learn how the relationship, responsibilities, and costs work.

If there is mutual fit, the next step is to gather the information needed to build a written mandate. You review and approve the terms before the portfolio is managed.

The portfolio is monitored continuously within the mandate, with regular reporting and review as your circumstances change. The right cadence depends on what is happening in your life and accounts.