Harness Mortgage Renewals as Powerful Opportunities
Real Talk: Your Mortgage Doesn’t Have to be a Burden
Are higher interest rates on your mortgage causing you stress? It’s time to reframe your perspective. Your mortgage isn’t a burden, but an extraordinary opportunity ready to be seized.
Simple: Lower interest rates, optimize payment structure, look for other financial planning tips and tricks to improve cash flows.
Seize the Top 3 Opportunities with Mortgage Renewals
1. Negotiating Lower Mortgage Rates
We have access to many lenders to find the best rate including: Manulife, TD, Scotia, BMO*, MCAP, DUCA, First National, ICICI Bank, Desjardins, and many more.
I will examine all the available options to find the best lender with the lowest rate for your needs.
2. Lower Your Monthly Payments
I’m a client first person. I want, so badly, to make your life better and give you the maximum amount of cash flow per month so that you can live comfortably and get you on the path to retirement.
3. Debt & Assets Review
A mortgage renewal is an ideal moment to conduct a comprehensive review of your debts. Strategizing your repayments can potentially save you a significant amount of money and stress over the long term.
While reviewing your mortgage needs we will also look for ways to make your life better through financial planning. Because we are licensed in investments* and life insurance* we can have the conversation in all areas but you are in no way obligated to deal with us in any area. We will only provide options that solve cash flow, growing wealth and protecting your financially.
There is no additional cost to working with me.
– Trevor Dale, Mortgage Broker, TK Dale Wealth Mortgages Inc. Lic. 13359
The Top 4 Actions to Take When Renewing Your Mortgage
Cash Flow Review
Proper cash flow management is the gateway to achieving financial freedom. We’re here to help you optimize your income and expenses and recommend valuable resources to aid your journey, like the enlightening movie “Minimalism,” available on YouTube here.
This is a great video for those looking for help with cashflow. Remember, it is about making sure that we spend more on the things that bring us true value and less on those that don’t.
1. Negotiate Better Terms with a Mortgage Broker
Never settle for less. Engage a mortgage broker to help you negotiate better terms on your renewed mortgage.
2. Create a Comprehensive Financial Plan
Integrate your mortgage into a holistic financial plan. Align your mortgage terms with your broader financial goals for a more cohesive and strategic approach.
3. Secure a Rate Hold
Safeguard yourself against future rate increases. Let us assist you in securing a rate hold, providing you peace of mind and financial stability.
4. Start Early
Time is an invaluable asset. Embarking on your mortgage renewal process early gives you the upper hand, allowing ample time to make the best decisions for your financial future.
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Understand the Cost of Not Working with a Mortgage Broker
Working without a mortgage broker could lead to missed opportunities for better terms, higher rates, and an unoptimized financial plan. This lack of expertise might end up costing you thousands over the term of your mortgage. A mortgage broker has the knowledge, experience, and networks to secure you the best deal and save you substantial money in the long term.
Set Yourself Up For Long-Term Success
With our guidance, create a robust financial strategy for the next 3, 10, or even 20+ years. We’ve assisted countless households over the past two decades, and now we’re ready to guide you.
Discover the Secrets of Success
We’re thrilled to share the financial strategies and insights we’ve accumulated from the most successful households over the past 20 years. Let’s make your mortgage renewal a stepping stone towards financial stability.
Ready to Discuss Mortgage Renewals?
Your journey towards a prosperous financial future starts now. Connect with us, and let’s transform your mortgage situation into a golden opportunity.
Ready to take proactive steps with your mortgage renewal?
Your journey towards a prosperous financial future starts now. Connect with us, and let’s transform your mortgage situation into a golden opportunity.
Contact us through our website: tkdalewealth.com/contact-us
*Working with BMO is done through our life insurance channel TK Dale Wealth Insurance as a referral. See below for licensing of investments, life insurance and mortgages.
Address
#7-17075 Leslie St., Newmarket, ON L3Y 8E1
info@tkdalewealth.com